With a business line of credit, for example, you can draw funds as required and repay them based on your cash flow situation. Business credit can help fuel the growth of your business. It provides you with the financial flexibility to invest in new equipment, hire additional staff, expand your product line, or enter new markets. By leveraging credit, you can take advantage of growth opportunities without straining your working capital. Business credit can help you establish credibility and build relationships with suppliers, vendors, and business partners.